What UK law mandates that employers must hold insurance for employee injuries?

The Employers' Liability (Compulsory Insurance) Act 1969 is the legislation that mandates employers in the UK to hold insurance for employee injuries. This law was established to ensure that employees are financially protected in the event of work-related injuries or illnesses. It requires employers to take out insurance to cover their liability for such injuries, ensuring that employees can claim compensation if they are injured due to their employer's negligence.

This law plays a crucial role in protecting workers and promotes a safer working environment by encouraging employers to implement health and safety measures. If an employer fails to obtain the necessary insurance, they could face significant penalties, emphasizing the importance of compliance with this legislation.

Other laws, such as the Health and Safety at Work Act 1974, focus on broader health and safety regulations and duties of care but do not specifically mandate insurance. The Workers Compensation Act 1978 does not exist in the UK, and the Employment Rights Act 1996 primarily addresses employment rights and protections rather than insurance requirements.