What term is used to describe civil wrongs that cause harm or loss?

The term "Tort" (or "Delict" in some jurisdictions) specifically refers to civil wrongs that result in harm or loss to individuals, for which the injured party can seek legal remedy through compensation. Tort law encompasses various types of wrongful acts, including negligence, defamation, and liability for acts of others, among others. This body of law aims to provide relief to the injured parties and deter others from committing similar offenses, constituting an essential aspect of the legal principles surrounding civil liabilities.

Understanding tort law is crucial because it underscores the responsibilities individuals and businesses hold towards one another in society, emphasizing the importance of preventing harm and seeking justice for wrongs experienced. Thus, this term accurately encapsulates the action or behavior that leads to civil claims for damages and focuses on protection and redressal of individuals affected by such wrongs.